Group Health Plans of La.
  4323 Division St.  # 104 , Metairie, La. 70002 

                1-888-456-1858 / 504-456-1858  

 Request Group Health & Life quotes 
One minute invested in completing this form could easily save you 8-20% on the total cost of your group health insurance premiums....... click here for a free group quote,.....What have you got to lose?........

    Group  Medical  Insurance

         Compare these rates to your own and then Request a Group quote 
HMO Rates
HMO Benefits Page
POS Rates 
POS Benefits Page
   PPO Rates
  
PPO  Benefits Page


   Save  $9,540  to $26,400 off of your annual group health costs.....read below

The most powerful single tool an employer has at his/her disposal today are pre tax plans.  ALL employee benefit costs from premiums to deductibles, from co pays to prescriptions, from childcare to chiropractic costs should be paid with pre-tax dollars.  Employers of less that 50 aren't even required to file a 5500 form.  Cost effective plan design, combined with Pre-Tax Plans (see chart) can be an employer's most powerful friend in the fight to control health insurance costs.

Did you know that adding a -$250 annual Rx card deductible to your group health plan saves ~7.95%.
If your group health premium is $10,000 per month, that saves $9,540 per year.

Even if you keep your doctor co pay and Rx card and Emergency Room 1st dollar benefits.....
by combining the above Rx deductible with a -$1000 plan deductible can cumulatively save 22%.
If your group premium is $10,000 per month, that saves $26,400 per year.  

These savings go to one place.................your business's bottom line.................................. 
(Use these ideas in years when health conditions and high costs mandate savings.)

LOOK AT SELF FUNDED PLANS:  (100+)
All of the Fortune 500 companies use this method because ...... In these plans the employer insures the first $5000 to  $100,000 of claims, (depending on size) with an insurance company insuring the remainder of the costs.   If the health in a group is good or the average employee age young, the employer benefits by getting to keep the profits normally retained by the insurance company.  Over many years this can represent a significant savings on benefits costs.  Additional benefits are  common plan design over multiple locations, or across the nation, and,  lower net costs to the employer in any year that claims don't meet the maximum.  Because you will not be subject to state mandate laws you eliminate premium taxes and can eliminate the known high cost hospitals in your locale.  This alone can save 20% of claims costs.
AND
Specifically, if you are self funded and located only in the state of Louisiana our proprietary network will save you an addition 5-35% because of the special discounts and hospital per diems we have in place.
 
  A one minute investment  to fill in this form  could save you 18% on the cost of your group health insurance !

                        Would you like to offer more than one plan!      Are You Self Employed?                              

                           Request a Quote.  or   Email your census in Excel Format


>Go To   Individual Plans          or          Self Employed Plans<

1-888-456-1858 / 504-456-1858