STATEWIDE
HMO  OR  POS PLAN BENEFITS IN  LOUISIANA.
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No referral needed to see specialists!     Nationwide Coverage !       Vision is included                     

BENEFITS POS Dependent coverage
out of the Area
HMO
 

 

 ie: away at school

 
Covered Benefits      
(Benefit Period=Cal. Year)      
       
Lifetime Maximum $5,000,000.00 $5,000,000.00 $5,000,000.00
       
Deductible -0- In Network 250 -0- In Network
  $1,000 Out-of Network    
      $
Doctor Office Visits $15,$20,$25 In Network 80% $15,$20,$25 In Network
Out of Network 60/40% Out-of-Network 80%  
   to $2500 max paid in year
then 100% paid remainder
   
 
Preventive & Wellness $15,$20,$25 In Network  $150/100% $15,$20,$25 In Network
       
Prescription Drug
 
$10 Gen/$20 Brand
$40 Super Brand*
$10 Gen/$20 Brand
$40 Super Brand
$10 Gen/$20 Brand
$40 Super Brand*
 Rx Deductible option  -$250 ded Rx optional/Save 5%    -$250 ded Rx optionalSave 5% 
 
Pregnancy Care N/A N/A N/A

(available on PPO plans only) 

 
       
Out-of-Pocket Maximum $1,000 In Network $1,000 + ded $1,000 In Network
$2,500 Out-of-Network    
       
Emergency Room $100 (waived if admitted) 80% $100 (waived if admitted)
       
Ambulatory Surgical Center $200/250 80% $200/250 
       
Inpatient Hospital $200,$250 (3 day max) 80% $200,$250 (3 day max)
  60% Out-of-Network    
    80%  
       
Ambulance $50 Per Trip 80% $50 Per Trip
       
       
Vision  $35 per exam  $35 per exam $35 per exam 
Dental ($60 a year) Optional    Optional
       
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Last Updated on 12/20/03
By Neil S. Williamson, Clu
Email: neil@ghpla.com