Is Medicare an option for Long Term Care Services?
Qualifying for Medicare
The following criteria must be met in order to qualify for Medicare to pay for any of your long-term care bills:
Must have a hospital stay of three consecutive days (not
counting the day of discharge)
How Much Will Medicare Pay For a Nursing Home?
100% of the first 20 days (providing you are receiving
daily skilled care)
How Much Will Medicare Pay For Home Health?
Home Care Visit must require skilled care or
rehabilitative care only (i.e. patient must get better.)
Types of Care Received
The reason it is so difficult to get Medicare to cover any of your LTC stay is that most people do not receive skilled care on a prolonged basis. The majority of people are receiving custodial care, which is assistance with their activities of daily living.
Care Percentage Breakdown
The Percentage breakdown above shows that most care provided is custodial and not covered by Medicare.
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